§ TAG · CASE-STUDY
Filed under case-study
Every brief tagged "case-study".
- § 01 · PUBLIC-DATA
Case Study — A Public-Data Operator Hands Personal Data to a Bank. Two Compliance Failures.
A real-case analysis from Wang Qinglan. A state-affiliated auction company holds the public-data operating right for vehicle license-plate auction data. A bank persuades it to hand over the personal data of winning bidders. The bank builds a targeted credit product and pays the auction company RMB 12 million a year in revenue share. Two compliance failures: (1) no individual consent under PIPL; (2) no credit reference business license under the Credit Reference Industry Regulation and Credit Reference Business Measures. Public-data authorized operation does not displace the credit reference licensing regime.